About Veritas Funding
Veritas Funding is a leading independent residential mortgage lender serving the financing needs of Utah families. Since its inception in 2004, the people of Veritas have operated with integrity, honesty and a practice of quality, fair and responsible lending. “Veritas” is the Latin word for “truth.” The company is still owned and operated by its co-founders, Tim and Elizabeth Roush and is headquartered in Midvale, Utah.
Veritas Funding is a Fannie Mae (FNMA) and Freddie Mac (FHLMC) direct “seller/servicer”, active Ginnie Mae (GNMA) mortgage-backed securities (MBS) “issuer”, maintains its own mortgage servicing portfolio, and is licensed to conduct business in Utah, Idaho and California. The company is an approved lender with Ivory Homes, Perry Homes, McArthur Homes, Rainey Homes, Brad Reynolds Construction, and Reliance Homes (all Utah builders) and currently enjoys Utah’s #1 market share for long-term, new construction financing. Veritas offers a full range of residential loan products including Jumbo, Conventional, FHA, VA, USDA Rural Housing, Utah Housing, Asset-Based*, Interest-Only*, Adjustable Rate Mortgage (ARMs), Fixed-Rate, and down-payment assistance programs.
Responsible lending, high-quality loan manufacturing, and community service are the hallmarks which create the foundation of Veritas Funding's success. In 2015, the company closed $1.4 billion in residential loans helping over 5,000 Utah families achieve homeownership. Additionally, the company is actively involved with the National Mortgage Bankers Association (MBa), Mortgage Action Alliance (MAA), and Utah Housing Corporation (UHC) in promoting homeownership through responsible lending. Veritas Funding’s stated business purpose is, “We are improving lives through homeownership. Every loan counts. Every borrower matters.” This passion is an infectious part of the company's culture and it has been the driving force behind Veritas Funding’s rapid growth.
Veritas Funding has been recognized by Utah Business Magazine as one of Utah’s 50 fastest growing companies in each of the past 6 years, Mortgage Executive Magazine as one of the “Top 50 Best Places to Work For” and one of the “Top 100 Mortgage Companies in America”, and by Inc. 500 Magazine as one of the nation’s top 5000 fastest growing private companies. Additionally, Tim and Elizabeth Roush were Utah finalists in 2014 for the prestigious “EY Entrepreneurs of the Year” (formerly Ernst & Young) which recognizes business owners and managers for their leadership skills, community involvement and willingness to take on and effectively manage risk.
Our vision for Veritas Funding is to “be the BEST mortgage company to work for given the quality and integrity of our people who provide exceptional service to our clients and each other”
Tim and Elizabeth Roush
*All programs subject to change without notice. All services rendered by Veritas Funding (NMLS#252108) are to assist in providing mortgage loans. Veritas Funding brokers out this loan. Subject to borrower qualification. The information on this section is intended for informational purposes and is not an offer to extend credit.