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Jim Eyre at Veritas Funding

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Our Loan Officers are among the most respected, professional and ethical in the industry. On average our team members have 10 years of experience while some have 20 plus years of mortgage expertise. Their experience is put to use as they analyze your mortgage needs and help you achieve your financial goals.

Behind every good Loan Officer is the support of a team of skilled individuals including loan processors, closing officers, and underwriters. Rest assured your loan transaction will be handled by a knowledgeable team from start to finish.

Jim Eyre

Loan Officer
NMLS #442452

jeyre@vfund.com

C: 425.210.2963 P: 425.409.9754
4211 Alderwood Mall Blvd, Ste 202
Lynnwood, WA 98036


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CONVENTIONAL LOAN

  • Privately issued/non-government mortgage
  • Requires 3-20% down payment
  • Requires 700+ credit score
  • May require private mortgage insurance (dependent on down payment amount)

USDA LOAN

  • Insured by the U.S. Departure of Agriculture
  • Only available for homes in less developed/rural areas
  • Does not require a down payment
  • Requires 600+ credit score
  • Does not require mortgage insurance, but does require both an upfront guarantee fee & an annual fee


VA LOAN

  • Insured by the Department of Veterans Affairs
  • Only available to qualified military vets and active service members
  • Does not require a down payment
  • Requires 580+ credit score
  • Does not require mortgage insurance, but does require a one-time VA funding fee

REFINANCE

  • Lower your monthly payment
  • Eliminate your Private Mortgage Insurance (PMI)
  • Change your loan term
  • Reduce your interest rate
  • Consolidate your debt
  • Get cash out (fund a home remodel, pay college tuition, etc.)


FIRST TIME HOMEBUYER

  • Discover the benefits of homeownership
  • Determine if buying a home is right for you
  • Learn about the mortgage & homebuying process
  • Receive detailed information about a variety of home loan & assistance programs
  • Find out how to buy a home without a down payment or perfect credit score
Get Pre-Approved

GET STARTED ON YOUR
PRE-APPROVAL

  • Fill out a loan application, meet with a Loan Officer, and submit your documentation (i.e. your tax returns and bank statements)
  • Receive a pre-approval letter with the specific loan type, loan amount, and interest rate that you qualify for
  • Stand out from other buyers, make a more attractive offer, and simplify (and shorten) your homebuying process
Start The Process
 

Mortgage Payment Calculator

Just because you know how much a home costs doesn’t mean you know how much your mortgage might be – Your loan type, interest rate, down payment, insurance, and taxes all play a role as well. Try using our Mortgage Payment Calculator to estimate your monthly payments the right way.

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Down Payment Calculator

How much money should you really save before purchasing a home? Answer a few simple questions and our Down Payment Calculator will help you understand your options.

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Rent vs. Own Calculator

The choice between renting or buying a home is one of the biggest decisions you can make, but our Rent vs. Own Calculator simplifies things. Compare the cost of renting vs. buying by entering a home’s purchase price, loan term, down payment, and more to see the upfront and recurring costs.

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Purchasing Power Calculator

If you’ve ever wondered just how much a higher down payment or lower interest rate might affect what homes you can afford, our Purchasing Power Calculator is the tool for you. Compare multiple scenarios side by side to see the difference.

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