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Jim Eyre at Veritas Funding

Apply For Loan


Submit your information quickly and easily with our top-notch online application system

Get Pre-approved


Stand out from other buyers and shop with confidence after you receive a pre-approval letter

Buy A House


Shop around, make an offer, and move into the home of your dreams


Our Loan Officers are among the most respected, professional and ethical in the industry. On average our team members have 10 years of experience while some have 20 plus years of mortgage expertise. Their experience is put to use as they analyze your mortgage needs and help you achieve your financial goals.

Behind every good Loan Officer is the support of a team of skilled individuals including loan processors, closing officers, and underwriters. Rest assured your loan transaction will be handled by a knowledgeable team from start to finish.


Register for Homebuyer Education Class

  • Use this link to schedule an appointment and find out more about the process

CONVENTIONAL LOAN

  • Privately issued/non-government mortgage
  • Requires 3-20% down payment
  • Requires 700+ credit score
  • May require private mortgage insurance (dependent on down payment amount)

USDA LOAN

  • Insured by the U.S. Departure of Agriculture
  • Only available for homes in less developed/rural areas
  • Does not require a down payment
  • Requires 600+ credit score
  • Does not require mortgage insurance, but does require both an upfront guarantee fee & an annual fee


VA LOAN

  • Insured by the Department of Veterans Affairs
  • Only available to qualified military vets and active service members
  • Does not require a down payment
  • Requires 580+ credit score
  • Does not require mortgage insurance, but does require a one-time VA funding fee

REFINANCE

  • Lower your monthly payment
  • Eliminate your Private Mortgage Insurance (PMI)
  • Change your loan term
  • Reduce your interest rate
  • Consolidate your debt
  • Get cash out (fund a home remodel, pay college tuition, etc.)


FIRST TIME HOMEBUYER

  • Discover the benefits of homeownership
  • Determine if buying a home is right for you
  • Learn about the mortgage & homebuying process
  • Receive detailed information about a variety of home loan & assistance programs
  • Find out how to buy a home without a down payment or perfect credit score

GET STARTED ON YOUR
PRE-APPROVAL

  • Fill out a loan application, meet with a Loan Officer, and submit your documentation (i.e. your tax returns and bank statements)
  • Receive a pre-approval letter with the specific loan type, loan amount, and interest rate that you qualify for
  • Stand out from other buyers, make a more attractive offer, and simplify (and shorten) your homebuying process
 
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