Rivisto landing

Team Rivisto at Veritas Funding

Apply For Loan

Submit your information quickly and easily with our top-notch online application system

Get Pre-approved

Stand out from other buyers and shop with confidence after you receive a pre-approval letter

Buy A House

Shop around, make an offer, and move into the home of your dreams

Real talk without the sales talk. The core of my business is my rock-solid conviction that mortgages have always been, and will always be, a people business. It’s not about me, it’s 100% about you!

Once I help you understand the home loan process and you've considered your options, I’ll help you make your own well-informed, educated decision. That’s really what I do best – educate and facilitate – and over the years, many have referred to me as “The Home Loan Man.” I love seeing my clients’ eyes light up when I tell them their loan has been approved. I also thrive on the competitive nature of my job, as well as the satisfaction of working in an industry that fuels our national economy like no other.

Dan Rivisto

Sales Manager
NMLS #283462 | AZ #1004688 | CA-DBO283462

C: 206.552.0099P: 801.613.5000

7050 S. Union Park Ave. Suite 400
Midvale, UT 84047

Our Loan Officers are among the most respected, professional and ethical in the industry. On average our team members have 10 years of experience while some have 20 plus years of mortgage expertise. Their experience is put to use as they analyze your mortgage needs and help you achieve your financial goals.

Behind every good Loan Officer is the support of a team of skilled individuals including loan processors, closing officers, and underwriters. Rest assured your loan transaction will be handled by a knowledgeable team from start to finish.


  • Privately issued/non-government mortgage
  • Requires 3-20% down payment
  • Requires 700+ credit score
  • May require private mortgage insurance (dependent on down payment amount)



  • Insured by the Federal Housing Administration
  • Typically requires 3.5% down payment, but 100% financing is available
  • Requires 580+ credit score
  • Requires FHA mortgage insurance


  • Insured by the U.S. Departure of Agriculture
  • Only available for homes in less developed/rural areas
  • Does not require a down payment
  • Requires 600+ credit score
  • Does not require mortgage insurance, but does require both an upfront guarantee fee & an annual fee


  • Insured by the Department of Veterans Affairs
  • Only available to qualified military vets and active service members
  • Does not require a down payment
  • Requires 580+ credit score
  • Does not require mortgage insurance, but does require a one-time VA funding fee


  • Lower your monthly payment
  • Eliminate your Private Mortgage Insurance (PMI)
  • Change your loan term
  • Reduce your interest rate
  • Consolidate your debt
  • Get cash out (fund a home remodel, pay college tuition, etc.)


  • Discover the benefits of homeownership
  • Determine if buying a home is right for you
  • Learn about the mortgage & homebuying process
  • Receive detailed information about a variety of home loan & assistance programs
  • Find out how to buy a home without a down payment or perfect credit score


  • Fill out a loan application, meet with a Loan Officer, and submit your documentation (i.e. your tax returns and bank statements)
  • Receive a pre-approval letter with the specific loan type, loan amount, and interest rate that you qualify for
  • Stand out from other buyers, make a more attractive offer, and simplify (and shorten) your homebuying process
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